Anchor Cove Townhome HOA
HOA Board of Directors
- President: Peter Roggenbaum
- Vice President: Carolyn Allen
- Treasurer: Leslie Jacon (Wolfe)
- Secretary: Sharon Darling
- Director: Lisa Ruscitti
If you are interested in serving on the Board, please complete the CANDIDATE FORM and submit it to the HOA management contact listed on the form.
Rizzetta & Company manages the HOA. The primary contact person is the Community Association Manager – DENISE SHREAVES – Email firstname.lastname@example.org Phone 813-533-2950 extension 9478.
Association Web Portal
If you have not registered for the community online portal, please SIGN UP to receive your login. Our team will verify your information and issue a login to you within 3-5 business days. Once you have your login you can access HOA documents, architectural application, make a payment and more.
Anchor Cove Governing Documents
Anchor Cove Townhomes at MiraBay is a deed-restricted community that is governed by the Declaration of Covenants, Restrictions and Easements. In addition, there are also governing documents that apply to the master MiraBay Homeowners Association (HOA). When a homeowners purchase a property in any part of MiraBay, they agree to abide by the HOA’s governing documents which includes Architectural Design Guidelines that determine standards for the maintenance of their property. All Homeowners are responsible for reading and understanding these governing documents of both ANCHOR COVE and MIRABAY. **Tenants are not members of the association. HOA is not responsible to provide HOA since tenants do not have HOA community portal access. The owner or rental agent is responsible for providing the tenants with a copy of the governing documents including these rules and restrictions to ensure the resident complies as part of their lease agreement.
MiraBay Leasing Restrictions
No person may rent a Residence unless they have a written lease. No lease may be for a shorter period than twelve (12) months. All tenants, occupants and guests must abide by the DECLARATIONS, Bylaws and Rules and Regulations of MiraBay Homeowner’s Association, Inc. (“MiraBay”).
Article IX, Section 9.03 Leasing of Residences of the MiraBay Declaration requires owners to provide information as the Board may require regarding their tenants within ten (10) days after the execution of the lease. The LEASING PACKET must be completed with owner and tenant signatures.
Occupancy of a residence is limited to a single family, or a maximum of two persons and their respective children. In no event shall occupancy of a residence be greater than two persons per bedroom. See, Article IX, Section 9.02 of the MiraBay Declaration. Refer to Article IX, Sections 9.11, 9.12 and 9.13 of the Declaration regarding the type of vehicles permitted in MiraBay and parking.
If you have a question about the application process, please contact DENISE SHREAVES by email email@example.com or call 813-533-2950 ext. 9478.
PARKING POLICY & RULES
Please be aware that the HOA intends to monitor and enforce these parking rules. Violators will be notified first by placing a warning sticker or notice on the vehicle. Vehicle owners will incur the expense if vehicles are towed.
Anchor Cove’s Association grants board members and/or community managers authority to tow cars, trucks, or trailers that are illegally parked in an HOA parking area or roadway.
OWNERS & RESIDENTS must comply with submitting the VEHICLE REGISTRATION FORM and return this promptly to management.
RESIDENTS can park in these designated areas:
- Property’s garage or driveway. No portion of your vehicle can impede the alley, as emergency vehicles, as well as the garbage/recycling trucks, must be able to reach the end units. Vehicles that are seen to impede emergency vehicles or trash collection may be subject to immediate towing.
- Overflow parking space is located in the clubhouse parking lot next to the back gate by the pool. A RESIDENT PARKING BY PERMIT ONLY space is designated on the Harbor Bay CDD parking lot per the deed of the property owner that designates one of these spaces.
RESIDENTS/OWNERS may NOT park in these areas that will be subject to towing:
- Parking spaces in front of the units – These are for VISITOR/GUEST only.
- Alleys and areas on streets other than designated areas for guests.
- Across any portion that impedes a sidewalk
- Parked on any grassy area.
- Handicapped parking space for VISITORS ONLY is located next to 123 Aberdeen Pond Drive. Residents who are using HANDICAP spaces daily may also be subject to towing. Those who own multiple vehicles should be using their garage and driveway only to park their vehicles including those with a handicap tag. If you are choosing to use the garage as storage and have more vehicles than what can fit on your driveway, then you should park extra vehicles in the overflow parking spaces located in the clubhouse parking lot.
The towing company will not comply with resident requests to tow a vehicle for legal and liability reasons. Contact the management company or a Board Member to share a complaint about a vehicle that may be in violation. It is requested to provide a dated photo along with vehicle make/model/color and tag information for enforcement. A request without the required information will delay enforcement before a vehicle can be towed. Thank you for your cooperation.
If you have any questions about this policy, contact Anchor Cove Community Association Manager – DENISE SHREAVES – by email firstname.lastname@example.org or call 813-533-2950 ext. 9478.
HOA Flood Insurance Policy
Buyers interested in an Anchor Cove Townhomes property, must reach out prior to a transfer of ownership/property sale to the insurance company and agent to receive information on the transfer of the flood policy to a new buyer. You can reach out to the insurance agent with PLEXUS GROUPE by calling (813) 685-8125. Thank you!
HOW TO REQUEST FLOOD INSURANCE FOR YOUR UNIT
As the homeowner association by-laws require the HOA to provide flood insurance building coverage, an individual flood policy is issued for each unit with
Wright National Flood Insurance Company.
If you are making a new purchase of a townhome unit:
Please send an email to our insurance agent at email@example.com
and provide the following information:
1) The townhome address you are purchasing
2) The buyer name(s), and a contact phone number and email address for each buyer.
The National Flood Insurance Program requires occupancy confirmation. Please indicate in your request whether the townhome will be your residence 50% or more
of the year, less than 50%, or if it will be a rental property. If you will have a mortgage on your townhome, please provide the mortgagee name
and address and your loan number to be listed on the policy. Once all information is received, any necessary signatures will be collected via
electronic signature to issue a policy in your name.
If you are an existing townhome unit owner:
If you have a flood insurance policy written through your own insurance agent, please email firstname.lastname@example.org to request a copy of the policy
provided by the association. You should provide a copy of this policy to your agent to either cancel or modify your personal policy. You can remove the
Building Coverage from your personal policy. Any personal flood policy you have should only include Contents Coverage and be paid for individually as the HOA
will not be responsible for insuring the contents of the townhome. If you have any questions, please contact the insurance agent, The Plexus Groupe.
Jessica Currie is the contact person and she can be reached at (813) 685-8125 or by email at email@example.com
Exterior Alterations & Guidelines
Property owners must adhere to those in addition to the MiraBay Architectural Guidelines. In ANCHOR COVE, properties include the maintenance of the lawn, landscaping and irrigation covered under assessments. Therefore, a contracted vendor is to provide these services. Homeowners may not remove or replace landscaping without Board Approval.
TREES within the ANCHOR COVE Association’s area are maintained by the Association. These should not be removed nor replaced unless HOA has authorized the removal after application review process. If a tenant has a request to alter the exterior of the property this will need to be discussed directly with the owner who must submit the ALTERATION APPLICATION before making any exterior alteration to the property. We can only accept applications from the current owner. New owners that about to close on a home would need to wait until they can provide a new warranty deed before they can submit the alteration application.
These Guidelines are meant to ensure that MiraBay remains a premier community. Exterior changes to a home require that the homeowner submit an application to MiraBay Architectural Review Committee (MARC) for review prior to any change being made. Moving forward with the change prior to MARC approval could result in a homeowner incurring additional costs for taking required corrective action to comply with guidelines.
The MARC committee meets every other week on Thursdays to review applications. The deadline to submit an application is a minimum of one week prior to the next scheduled MARC meeting. Please submit the application via online Portal website https://Portal.rizzetta.com
If you have a question about the application process, please contact Rizzetta & Company, Melissa Williams email firstname.lastname@example.org or call 813-533-2931.
The MARC is not responsible for inspection and enforcement as that is handled by the HOA’s Management Company. Everyone’s cooperation is greatly appreciated in order to preserve the appeal and aesthetics of the community!
The MiraBay Club General Number (813) 649-1500
Monday – Friday 5:30 a.m. – 9:00 p.m. Saturday & Sunday 9:00 a.m. – 8:00 p.m.
- Once you are an owner in MiraBay, bring a copy of the warranty deed and/or closing statement showing you are the property owner to the Mirabay Clubhouse so they can provide you with gate access.
- Owners with lease agreements must provide a signed lease agreements to both the HOA and the CDD management staff before gate access is provided.
- Only 12-month term leases are acceptable per the community restrictions.
FREQUENTLY ASKED QUESTIONS & ANSWERS pertaining to Gates, Security, CDD Rules & Policies, street parking and roadways, boat lifts and seawall related issues.
Closing Documents / Estoppels
We use HomeWiseDocs to simplify the complex and time consuming tasks of disclosing information for the sale or refinance of properties. Follow the process outlined HERE to submit an order for closing documents for a specific property.
- Go to our special website at www.HomeWiseDocs.com to request Closing Documents including estoppel
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